Insurance & Financing

At Austin Institute of Dental Medicine, we believe financial considerations should never be a barrier to receiving quality dental care. We’ve developed comprehensive insurance and financing options to make treatment accessible and affordable for all our patients, with transparent policies and a dedicated team to help you navigate the financial aspects of your care.

If you have questions about insurance, financing, or our membership plan, we invite you to contact us.

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Insurance Plans Accepted

We participate with most major dental insurance providers to maximize your benefits and minimize out-of-pocket expenses. Our network includes:

PPO Plans

Aetna

Blue Cross Blue Shield

Cigna

Delta Dental

Guardian

Humana

MetLife

Principal

United Concordia

United Healthcare

Government Programs

Texas Medicaid (limited services)

CHIP (Children’s Health Insurance Program)

TriCare (for military families)

We may accept local plans and employment-specific plans as well. You can call us to learn more about what insurance plans we can accept.

Understanding Your Coverage


Dental insurance can be complex, with various limitations, exclusions, and waiting periods. Our insurance coordinators will:

  • Verify your benefits before treatment
  • Provide pre-treatment estimates for planned procedures 
  • File claims on your behalf
  • Explain your coverage in clear, straightforward terms 
  • Help you maximize your benefits throughout the year 
  • Advocate for you if claim issues arise

Membership Plan Alternative

If you don’t have dental insurance, or don’t get the coverage you want or need from dental insurance, our membership plan offers a convenient alternative at a competitive price. To learn more about our membership plan and how it can help you save on dental visits, call our office or visit our membership page.

Flexible Payment Options

We offer various payment methods to accommodate your preferences:

  • Cash, personal checks, and all major credit cards
  • Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) 
  • Convenient online payment portal
  • Monthly payment plans for ongoing treatment

Third-Party Financing

For more extensive treatment plans, we partner with respected healthcare financing companies such as:

CareCredit®

A healthcare credit card specifically designed for medical and dental expenses. It has a reusable line of credit, quick applications, and extended payment plans, sometimes with interest-free periods for payments over a certain amount.

You can apply online before you come for an appointment, or we can walk you through it during a visit.

Lending Club Patient Solutions

Flexible financing options tailored for healthcare expenses, with plans for various credit backgrounds. You can prepay your monthly fixed payments and apply online.

Transparent Cost Information

We believe in full transparency regarding the cost of dental care. Before beginning any treatment, we will provide a discolosure of estimated costs and discuss insurance or membership plan coverage. 

If you have questions, we are happy to help answer them during your visit or over the phone.

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